Big bad banks? : the impact of u.s. branch deregulation on income distribution / Thorsten Beck, Ross Levine, Alexey Levkov
"Policymakers and economists disagree about the impact of bank regulations on the distribution of income. Exploiting cross-state and cross-time variation, we test whether liberalizing restrictions on intra-state branching in the United States intensified, ameliorated, or had no effect on income...
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| Main Authors: | Beck, Thorsten, 1967- |
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| Corporate Authors: | National Bureau of Economic Research |
| Outros Autores: | Levkov, Alexey Levine, Ross, 1960- |
| Formato: | Online-Resource |
| Idioma: | English |
| Publicado em: | Cambridge, MA : National Bureau of Economic Research, 2007 |
| Colecção: | NBER working paper series
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| Acesso em linha: | URL des Erstveröffentlichers |
| Resumo: | "Policymakers and economists disagree about the impact of bank regulations on the distribution of income. Exploiting cross-state and cross-time variation, we test whether liberalizing restrictions on intra-state branching in the United States intensified, ameliorated, or had no effect on income distribution. We find that branch deregulation lowered income inequality. Deregulation lowered income inequality by affecting labor market conditions, not by boosting the business income of the poor, nor by enhancing educational attainment. Reductions in the earnings gap between men and women and between skilled and unskilled workers account for the bulk of the explained drop in income inequality"--National Bureau of Economic Research web site |
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| Descrição do item: | Includes bibliographical references. - Title from PDF file as viewed on 8/21/2007 Erscheinungsjahr in Vorlageform:c2007 Weitere Ausgabe: Beck, Thorsten : Big bad banks? |
| Descrição Física: | 1 Online-Ressource (39 Seiten) |
